@import url("https://fonts.googleapis.com/css2?family=Instrument+Sans:wght@400;500;600;650;700&family=Inter:wght@400;500;600&display=swap");

/* NOVA Finance — design system */

:root {
  --bg: #f3f1ec;
  --bg-2: #ebe8e1;
  --paper: #fffcf7;
  --ink: #111111;
  --graphite: #1c1b19;
  --muted: #5a5752;
  --faint: #8a867f;
  --line: rgba(17, 17, 17, 0.08);
  --line-strong: rgba(17, 17, 17, 0.16);
  --electric: #2458ff;
  --electric-2: #163fd4;
  --ice: #3d5a8a;
  --silver: #c9c4bb;
  --glow: rgba(36, 88, 255, 0.32);
  --glass: rgba(255, 252, 247, 0.62);
  --glass-2: rgba(255, 252, 247, 0.86);
  --radius: 28px;
  --radius-sm: 16px;
  --header: 84px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --font-d: "Instrument Sans", "Inter", system-ui, sans-serif;
  --font-b: "Inter", system-ui, sans-serif;
  --sticky-cta: 0px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
html, body { background: var(--bg); color: var(--ink); }
body {
  font-family: var(--font-b);
  font-size: 17px;
  line-height: 1.55;
  letter-spacing: -0.011em;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; color: inherit; }
button { cursor: pointer; border: 0; background: none; }
::selection { background: rgba(46, 107, 255, 0.18); }

.skip {
  position: absolute; left: -999px; top: 8px;
}
.skip:focus { left: 8px; background: #fff; padding: 8px 12px; z-index: 100; }

.wrap {
  width: min(1240px, calc(100% - 40px));
  margin-inline: auto;
}
.wrap-wide {
  width: min(1320px, calc(100% - 48px));
  margin-inline: auto;
}

.kicker {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--muted);
  font-weight: 500;
}
.num {
  font-variant-numeric: tabular-nums lining-nums;
  letter-spacing: -0.04em;
}

h1, h2, h3, .display {
  font-family: var(--font-d);
  font-weight: 700;
  letter-spacing: -0.045em;
  line-height: 0.94;
}

.display {
  font-size: clamp(2.9rem, 6.4vw, 5.5rem);
  letter-spacing: -0.055em;
}
.display-md {
  font-size: clamp(2.4rem, 5.4vw, 4.6rem);
}
.display-sm {
  font-size: clamp(1.8rem, 3.4vw, 2.8rem);
  line-height: 1.05;
}

.lede {
  font-size: 18px;
  color: var(--muted);
  max-width: 42ch;
  line-height: 1.6;
}

.hairline { height: 1px; background: var(--line); }

/* Header */
.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 50;
  height: var(--header);
  display: flex;
  align-items: center;
  padding-top: env(safe-area-inset-top);
  background: rgba(243, 241, 236, 0.78);
  backdrop-filter: blur(20px) saturate(1.2);
  -webkit-backdrop-filter: blur(20px) saturate(1.2);
  border-bottom: 1px solid var(--line);
  transition: background 0.4s var(--ease), border-color 0.4s;
}
.site-header.scrolled {
  background: rgba(243, 241, 236, 0.92);
}
.site-header .inner {
  width: min(1320px, calc(100% - 48px));
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 32px;
}
.site-header .btn {
  height: 42px;
  padding: 0 18px;
  font-size: 13px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-d);
  font-weight: 650;
  font-size: 15px;
  letter-spacing: 0.02em;
}
.logo-mark {
  width: 28px; height: 28px;
}
.nav {
  display: flex;
  gap: 22px;
  margin-left: 12px;
  font-size: 14px;
  color: var(--graphite);
}
.nav a { position: relative; padding: 6px 0; }
.nav a::after {
  content: "";
  position: absolute; left: 0; right: 100%; bottom: 0;
  height: 1px; background: var(--ink);
  transition: right 0.35s var(--ease);
}
.nav a:hover::after, .nav a[aria-current="page"]::after { right: 0; }

.header-right {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 18px;
}
.langs {
  display: flex;
  gap: 8px;
  font-size: 11px;
  letter-spacing: 0.14em;
  color: var(--faint);
}
.langs button.is-on { color: var(--ink); }
.menu-btn {
  display: none;
  width: 42px; height: 42px;
  border: 1px solid var(--line);
  border-radius: 999px;
  place-items: center;
}

/* Buttons */
.btn {
  --mx: 0px; --my: 0px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 52px;
  padding: 0 22px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 550;
  letter-spacing: -0.01em;
  transition: transform 0.35s var(--ease), background 0.3s, color 0.3s, box-shadow 0.3s;
  transform: translate3d(var(--mx), var(--my), 0);
  white-space: nowrap;
}
.btn-primary {
  background: var(--ink);
  color: #fff;
  box-shadow: 0 10px 30px rgba(13, 15, 18, 0.16);
}
.btn-primary:hover { background: #000; }
.btn-ghost {
  background: transparent;
  border: 1px solid var(--line-strong);
  color: var(--ink);
}
.btn-ghost:hover { background: #fff; }
.btn-electric {
  background: var(--electric);
  color: #fff;
  box-shadow: 0 12px 32px var(--glow);
}
.btn-electric:hover { background: var(--electric-2); }
.btn-lg { height: 58px; padding: 0 28px; font-size: 15px; }
.btn-arrow::after { content: "→"; transition: transform 0.3s var(--ease); }
.btn-arrow:hover::after { transform: translateX(4px); }

/* Hero */
.hero {
  position: relative;
  min-height: 100svh;
  padding: calc(var(--header) + 48px) 0 80px;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: -10% 20% auto auto;
  width: 62vw;
  height: 90vh;
  background:
    radial-gradient(circle at 60% 40%, rgba(36, 88, 255, 0.22), transparent 58%),
    radial-gradient(circle at 30% 70%, rgba(255, 255, 255, 0.7), transparent 50%);
  filter: blur(8px);
  pointer-events: none;
}
.hero::after {
  content: "";
  position: absolute;
  left: -8%;
  bottom: -20%;
  width: 48vw;
  height: 48vw;
  background: radial-gradient(circle, rgba(17, 17, 17, 0.05), transparent 68%);
  pointer-events: none;
}
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(380px, 0.88fr);
  gap: 72px;
  align-items: center;
  min-height: calc(100svh - var(--header) - 120px);
}
.hero-copy { position: relative; z-index: 3; max-width: 640px; }
.hero-copy h1 { margin: 20px 0 22px; }
.hero-copy .lede { font-size: 18px; color: var(--muted); max-width: 36ch; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 36px; }
.kicker-row {
  display: flex;
  align-items: center;
  gap: 12px;
}
.kicker-row .live {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: rgba(255,252,247,0.7);
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--muted);
}
.kicker-row .live i {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--electric);
  box-shadow: 0 0 0 4px rgba(36, 88, 255, 0.16);
}

.hero-stage {
  position: relative;
  min-height: 560px;
  z-index: 2;
  isolation: isolate;
}

/* Abstract composition */
.scene {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: visible;
}
.orb {
  position: absolute;
  border-radius: 50%;
  background:
    radial-gradient(circle at 30% 26%, rgba(255,255,255,0.95), rgba(255,255,255,0.22) 38%, rgba(36,88,255,0.16) 68%, rgba(255,255,255,0.04));
  border: 1px solid rgba(255,255,255,0.72);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,0.9),
    inset -22px -30px 50px rgba(36, 88, 255, 0.1),
    0 40px 80px rgba(36, 88, 255, 0.12);
  backdrop-filter: blur(14px);
  animation: float 10s ease-in-out infinite;
}
.orb-a { width: 300px; height: 300px; top: -6%; right: -4%; }
.orb-b { width: 150px; height: 150px; bottom: 8%; left: 2%; animation-duration: 13s; }
.orb-c { width: 84px; height: 84px; top: 28%; right: 6%; animation-duration: 8s; }
.orb-d { width: 48px; height: 48px; top: 12%; left: 18%; animation-duration: 9s; }

.net {
  position: absolute; inset: 8% 4% 10% 8%; width: auto; height: auto;
  opacity: 0.45;
}

.chip {
  position: absolute;
  z-index: 5;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(255,252,247,0.78);
  border: 1px solid rgba(255,255,255,0.85);
  backdrop-filter: blur(18px);
  box-shadow: 0 14px 40px rgba(17, 17, 17, 0.08);
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--graphite);
  animation: float 9s ease-in-out infinite;
}
.chip b { font-family: var(--font-d); letter-spacing: -0.04em; font-size: 13px; text-transform: none; }
.chip-1 { top: 8%; right: 10%; left: auto; }
.chip-2 { top: auto; bottom: 14%; left: 0; }
.chip-3 { bottom: 6%; right: 18%; left: auto; animation-delay: -3s; }
.chip-4 { top: 36%; right: -8px; left: auto; animation-delay: -1.5s; }

.hero-glow {
  position: absolute;
  inset: 18% 8% 12% 18%;
  background: radial-gradient(circle, rgba(36,88,255,0.28), transparent 70%);
  filter: blur(28px);
  z-index: 0;
  pointer-events: none;
}

/* Glass calculator card */
.calc-card {
  position: relative;
  z-index: 6;
  width: min(400px, 100%);
  margin: 48px 24px 48px auto;
  padding: 30px 28px 26px;
  border-radius: 28px;
  background: linear-gradient(180deg, rgba(255,252,247,0.92), rgba(255,252,247,0.72));
  border: 1px solid rgba(255,255,255,0.9);
  box-shadow:
    0 1px 0 rgba(255,255,255,0.9) inset,
    0 28px 80px rgba(17, 24, 48, 0.14),
    0 0 90px rgba(36, 88, 255, 0.16);
  backdrop-filter: blur(28px);
  -webkit-backdrop-filter: blur(28px);
  animation: float-card 12s ease-in-out infinite;
}
.calc-card::before {
  content: "";
  position: absolute; inset: 0;
  border-radius: inherit;
  pointer-events: none;
  background: linear-gradient(145deg, rgba(255,255,255,0.55), transparent 42%);
}
.calc-top {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 22px;
}
.calc-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
}
.calc-badge i {
  width: 7px; height: 7px; border-radius: 50%;
  background: #37c472;
  box-shadow: 0 0 0 4px rgba(55,196,114,0.16);
}
.dots { display: none; }
.calc-label { font-size: 13px; color: var(--muted); }
.calc-value {
  font-family: var(--font-d);
  font-size: 44px;
  line-height: 1;
  margin: 8px 0 14px;
}
.calc-value span { font-size: 16px; color: var(--muted); margin-right: 6px; letter-spacing: 0; }
.calc-row { margin-top: 18px; }
.calc-result {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid var(--line);
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
}
.calc-result strong {
  font-family: var(--font-d);
  font-size: 28px;
  letter-spacing: -0.04em;
  color: var(--electric);
}
.tiny { font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--faint); }

input[type="range"] {
  -webkit-appearance: none;
  width: 100%;
  height: 22px;
  background: transparent;
}
input[type="range"]::-webkit-slider-runnable-track {
  height: 2px;
  background: linear-gradient(90deg, var(--electric) var(--p, 30%), rgba(13,15,18,0.12) 0);
  border-radius: 99px;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px;
  margin-top: -8px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--electric);
  box-shadow: 0 4px 12px var(--glow);
  transition: transform 0.2s var(--ease);
}
input[type="range"]:active::-webkit-slider-thumb { transform: scale(1.12); }
input[type="range"]::-moz-range-track {
  height: 2px; background: rgba(13,15,18,0.12);
}
input[type="range"]::-moz-range-progress { height: 2px; background: var(--electric); }
input[type="range"]::-moz-range-thumb {
  width: 18px; height: 18px; border-radius: 50%;
  background: #fff; border: 2px solid var(--electric);
}

/* Trust */
.trust {
  padding: 28px 0 8px;
  border-top: 1px solid var(--line);
}
.trust h2 {
  font-size: 13px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--muted);
  margin-bottom: 28px;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  padding-bottom: 48px;
  border-bottom: 1px solid var(--line);
}
.stat {
  padding: 8px 8px 8px 0;
}
.stat b {
  display: block;
  font-family: var(--font-d);
  font-size: clamp(2rem, 3.6vw, 3.4rem);
  letter-spacing: -0.05em;
  line-height: 1;
}
.stat span { color: var(--muted); font-size: 14px; }

/* Sections */
section { position: relative; }
.section { padding: 110px 0; }
.section-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 24px;
  margin-bottom: 40px;
}

/* Horizontal products */
.rail-wrap { overflow: hidden; }
.rail {
  display: flex;
  gap: 18px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  padding: 8px 0 28px;
  scrollbar-width: none;
}
.rail::-webkit-scrollbar { display: none; }
.product-card {
  flex: 0 0 min(78vw, 420px);
  scroll-snap-align: start;
  min-height: 460px;
  padding: 26px;
  border-radius: 32px;
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: var(--card, 0 18px 50px rgba(16,22,34,0.05));
  display: flex;
  flex-direction: column;
  transition: transform 0.45s var(--ease), box-shadow 0.45s;
  position: relative;
  overflow: hidden;
}
.product-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 28px 70px rgba(16,22,34,0.1);
}
.product-visual {
  height: 240px;
  border-radius: 22px;
  margin-bottom: 22px;
  position: relative;
  overflow: hidden;
  background: linear-gradient(160deg, #eef1f6, #e4e8f0);
}
.product-card h3 { font-size: 32px; margin-top: auto; }
.product-card p { color: var(--muted); margin: 8px 0 0; font-size: 16px; }

/* Full calculator */
.calc-section {
  background: linear-gradient(180deg, transparent, #eef0f4 18%, #eef0f4 82%, transparent);
}
.calc-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 36px;
  padding: 36px;
  box-shadow: 0 30px 80px rgba(16, 22, 34, 0.06);
}
.field { margin-bottom: 28px; }
.field-top { display: flex; justify-content: space-between; align-items: baseline; }
.field-top b {
  font-family: var(--font-d);
  font-size: 28px;
}
.donut-wrap {
  display: grid;
  place-items: center;
  min-height: 420px;
  position: relative;
}
.donut {
  width: min(340px, 100%);
  height: auto;
  filter: drop-shadow(0 20px 40px rgba(46,107,255,0.12));
}
.donut-center {
  position: absolute;
  text-align: center;
}
.donut-center b {
  display: block;
  font-family: var(--font-d);
  font-size: 42px;
  letter-spacing: -0.05em;
  color: var(--ink);
}
.metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  width: 100%;
  margin-top: 8px;
}
.metric {
  padding: 16px;
  border-radius: 18px;
  background: rgba(255,255,255,0.7);
  border: 1px solid var(--line);
}
.metric span { display: block; font-size: 12px; color: var(--muted); letter-spacing: 0.08em; text-transform: uppercase; }
.metric b { font-family: var(--font-d); font-size: 20px; }

.note {
  font-size: 13px;
  color: var(--faint);
  margin-top: 18px;
  max-width: 62ch;
}

/* Why */
.why {
  min-height: 180vh;
  padding: 80px 0 40px;
}
.why-sticky {
  position: sticky;
  top: calc(var(--header) + 12px);
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
  min-height: calc(100svh - var(--header) - 24px);
}
.why-list { display: flex; flex-direction: column; gap: 0; }
.why-item {
  padding: 22px 0;
  border-top: 1px solid var(--line);
  opacity: 0.34;
  transform: translateX(12px);
  transition: opacity 0.5s var(--ease), transform 0.5s var(--ease);
}
.why-item.is-on {
  opacity: 1;
  transform: none;
}
.why-item .n {
  font-size: 12px;
  letter-spacing: 0.18em;
  color: var(--electric);
}
.why-item h3 { font-size: 28px; margin: 6px 0 8px; }

/* Offers */
.filters {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 22px;
}
.filter {
  height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: #fff;
  font-size: 13px;
  color: var(--muted);
}
.filter.is-on, .filter:hover { border-color: var(--ink); color: var(--ink); }

.offer {
  display: grid;
  grid-template-columns: 1.1fr 0.7fr 0.9fr auto;
  gap: 18px;
  align-items: center;
  padding: 26px 28px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  margin-bottom: 12px;
  transition: transform 0.35s var(--ease), box-shadow 0.35s;
}
.offer:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 50px rgba(16,22,34,0.08);
}
.offer.featured {
  background: linear-gradient(90deg, #fff, #f3f6ff);
  border-color: rgba(46,107,255,0.25);
}
.offer .amt { font-family: var(--font-d); font-size: 30px; color: var(--electric); }
.offer .meta { font-size: 14px; color: var(--muted); }

/* FAQ */
.faq-item {
  border-top: 1px solid var(--line);
}
.faq-item button {
  width: 100%;
  text-align: left;
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  font-family: var(--font-d);
  font-size: 22px;
  letter-spacing: -0.03em;
}
.faq-item .a {
  display: none;
  padding: 0 0 22px;
  color: var(--muted);
  max-width: 70ch;
}
.faq-item.open .a { display: block; }
.faq-item .plus { color: var(--electric); }

/* Page hero */
.page-hero {
  position: relative;
  padding: calc(var(--header) + 72px) 0 80px;
  overflow: hidden;
  min-height: 62svh;
  display: flex;
  align-items: flex-end;
}
.page-hero h1 { max-width: 13ch; margin: 14px 0 16px; }
.page-hero .scene { inset: auto -8% 0 40%; height: 120%; }
.page-hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}
.page-hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0.42;
  filter: saturate(0.85) contrast(1.05);
  mask-image: linear-gradient(90deg, transparent 0%, #000 38%, #000 100%);
  -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 38%, #000 100%);
}
.page-hero .wrap { position: relative; z-index: 2; }

.hero-photo {
  position: absolute;
  inset: 0 0 0 28%;
  z-index: 0;
  pointer-events: none;
}
.hero-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 60% 45%;
  opacity: 0.5;
  filter: saturate(0.9);
  mask-image: linear-gradient(90deg, transparent, #000 28%);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 28%);
}

.product-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 1.1s var(--ease);
}
.product-card:hover .product-visual img { transform: scale(1.05); }

.photo-band {
  width: min(1240px, calc(100% - 40px));
  margin: 0 auto 56px;
  border-radius: 28px;
  overflow: hidden;
  height: min(440px, 52vw);
  box-shadow: 0 24px 70px rgba(17,17,17,0.08);
}
.photo-band img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

/* Content */
.prose { max-width: 72ch; }
.prose h2 { font-size: 32px; margin: 36px 0 12px; line-height: 1.1; }
.prose p { color: var(--graphite); margin-bottom: 14px; }
.prose ul { margin: 0 0 16px 18px; color: var(--graphite); }
.prose li { margin: 6px 0; }
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.panel {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
}
.panel h3 { font-size: 22px; margin-bottom: 8px; }
.panel p { color: var(--muted); font-size: 16px; }

.steps { counter-reset: s; display: grid; gap: 0; }
.step {
  display: grid;
  grid-template-columns: 88px 1fr;
  gap: 16px;
  padding: 28px 0;
  border-top: 1px solid var(--line);
}
.step .n {
  font-family: var(--font-d);
  font-size: 40px;
  color: var(--electric);
}

/* CTA finale */
.finale {
  padding: 120px 0 100px;
  text-align: left;
}
.finale h2 { margin: 10px 0 28px; }

/* Footer */
.site-footer {
  border-top: 1px solid var(--line);
  padding: 56px 0 28px;
  background: var(--bg-2);
}
.foot-grid {
  display: grid;
  grid-template-columns: 1.3fr repeat(4, 1fr);
  gap: 28px;
}
.foot-grid a { display: block; font-size: 14px; color: var(--muted); padding: 4px 0; }
.foot-grid a:hover { color: var(--ink); }
.foot-grid h4 {
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 12px;
  color: var(--ink);
}
.foot-addr {
  margin-top: 16px;
  font-size: 15px;
  line-height: 1.55;
  color: var(--graphite);
  font-style: normal;
}
.foot-addr a { display: inline; color: var(--ink); }
.map-frame {
  margin-top: 16px;
  border-radius: 22px;
  overflow: hidden;
  border: 1px solid var(--line);
  height: 280px;
  background: #e8e6e0;
}
.map-frame iframe {
  width: 100%;
  height: 100%;
  border: 0;
  display: block;
}
.addr-card h3 { margin-bottom: 12px; }
.addr-card p { color: var(--graphite); font-size: 17px; line-height: 1.55; }
.legal-bar {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 40px;
  padding-top: 18px;
  border-top: 1px solid var(--line);
  font-size: 12px;
  color: var(--faint);
}

/* Forms */
.form { display: grid; gap: 14px; }
.form label { font-size: 12px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); }
.form input, .form textarea, .form select {
  width: 100%;
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 14px;
  padding: 14px 16px;
  outline: none;
}
.form input:focus, .form textarea:focus { border-color: var(--electric); box-shadow: 0 0 0 4px rgba(46,107,255,0.12); }
.form textarea { min-height: 140px; resize: vertical; }

/* Mobile nav + sticky CTA */
.mobile-nav, .sticky-cta { display: none; }
.mobile-panel {
  display: none;
  position: fixed; inset: 0;
  z-index: 60;
  background: rgba(244,245,247,0.94);
  backdrop-filter: blur(20px);
  padding: 90px 24px 24px;
}
.mobile-panel.open { display: block; }
.mobile-panel a {
  display: block;
  font-family: var(--font-d);
  font-size: 32px;
  padding: 8px 0;
}

.toast {
  position: fixed;
  right: 18px;
  bottom: 18px;
  background: var(--ink);
  color: #fff;
  padding: 12px 16px;
  border-radius: 12px;
  font-size: 13px;
  z-index: 80;
  display: none;
}
.toast.show { display: block; }

.disclaimer {
  font-size: 12px;
  color: var(--faint);
  margin-top: 16px;
  max-width: 56ch;
}

[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.9s var(--ease), transform 0.9s var(--ease);
}
[data-reveal].in {
  opacity: 1;
  transform: none;
}

@keyframes float {
  0%, 100% { transform: translate3d(0, 0, 0); }
  50% { transform: translate3d(0, -16px, 0); }
}
@keyframes float-card {
  0%, 100% { transform: translate3d(0, 0, 0); }
  50% { transform: translate3d(0, -10px, 0); }
}

/* Product visual drawings */
.viz { width: 100%; height: 100%; }
.v-private { background: radial-gradient(circle at 70% 30%, rgba(46,107,255,0.2), transparent 40%), linear-gradient(160deg, #e9eef8, #f7f8fb); }
.v-auto { background: radial-gradient(circle at 20% 80%, rgba(61,95,148,0.22), transparent 42%), linear-gradient(160deg, #eceff4, #f8f9fb); }
.v-re { background: radial-gradient(circle at 80% 70%, rgba(13,15,18,0.08), transparent 40%), linear-gradient(160deg, #f2f3f6, #e8ebf1); }
.v-founder { background: radial-gradient(circle at 40% 20%, rgba(46,107,255,0.16), transparent 46%), linear-gradient(160deg, #eef2f8, #f6f7f9); }

.scene.alt-a .orb-a { left: -10%; right: auto; top: -8%; }
.scene.alt-b .orb-a { width: 220px; height: 220px; left: 40%; }
.scene.alt-c .orb-b { right: 8%; bottom: 8%; width: 210px; height: 210px; }

/* Mobile */
@media (max-width: 980px) {
  .nav, .langs { display: none; }
  .menu-btn { display: grid; }
  .hero-grid, .calc-panel, .why-sticky, .foot-grid, .grid-2, .offer {
    grid-template-columns: 1fr;
  }
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 12px;
    min-height: auto;
  }
  .hero { min-height: auto; padding-bottom: 40px; }
  .hero-stage { min-height: auto; margin-top: 8px; }
  .calc-card { margin: 28px auto 0; width: 100%; animation: none; }
  .chip { display: none; }
  .section { padding: 72px 0; }
  .why { min-height: auto; }
  .why-sticky { position: relative; top: 0; min-height: auto; }
  .why-item { opacity: 1; transform: none; }
  .offer { padding: 20px; }
  .display { font-size: clamp(2.6rem, 12vw, 4.2rem); }
  .sticky-cta {
    display: flex;
    position: fixed;
    left: 12px; right: 12px; bottom: 12px;
    z-index: 40;
    height: 54px;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    background: var(--ink);
    color: #fff;
    box-shadow: 0 16px 40px rgba(0,0,0,0.2);
  }
  body { padding-bottom: 78px; }
  .site-footer { padding-bottom: 96px; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .product-card { flex-basis: min(86vw, 360px); min-height: 400px; }
  .photo-band { height: 240px; border-radius: 20px; }
  .hero-photo { inset: 40% 0 0 0; opacity: 0.7; }
  .hero-photo img { mask-image: linear-gradient(transparent, #000 30%); -webkit-mask-image: linear-gradient(transparent, #000 30%); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation: none !important;
    transition: none !important;
  }
  html { scroll-behavior: auto; }
}